investec fixed deposit rates

The interest rate is the lenders standard variable rate, which they decide. Punjab National Bank 5 year fixed rate. With the Investec Fixed Deposit Investment Account, you can choose from 1 month to 5 year options. May, 2018. Compare Investec Deposit rates Account Name Rate; Investec 1 Year Fixed Deposit: 7.82%: Investec 6 Month Fixed Deposit: 7.30%: Investec 1 Month Fixed Deposit: 6.65%: Compare 3 ... Investec 3 Month Fixed Deposit. That’s why we’ve created our Online Flexi Saver account. A fixed rate bond (or fixed term savings account) is a simple investment product that pays out a guaranteed amount of interest after a set period. It’s not always easy to anticipate when you’ll need to get hold of your savings. Online Deposit Terms and Conditions 2 These online deposit terms and conditions (the "Terms"), together with each specific online Deposit product sheet (each a "Product Sheet") and the Website Legal Section (as such term is defined below), set out the basis on which we, Investec Bank plc, will provide you with Deposits via the Online Service (as defined Yes. Your fixed interest rate is based on the size and duration of your investment and interest is earned from day one. It should be noted that usually you cannot withdraw your funds from a fixed rate bond without incurring a significant penalty. Account Details APY Updated; Investec 1 Year Fixed Deposit: 7.82%: May, 2018: A discretionary minimum deposit amount of R50 000 is required for fixed deposits. Hodge Bank 4 year fixed rate deposit account. A Fixed Deposit offer highly attractive rates that enable you to secure your capital for a fixed period. Investec 1 Year Fixed Deposit. Constrasting to central bank rates, deposit rates can influence consumers and their investments in other asset classes, while the central bank rates may effect what rates banks may set. Compare interest rates for offshore fixed term deposit accounts from major banks in the Channel Islands including Jersey and Guernsey. Interest is calculated daily and paid monthly. The rate of 7.30% is 0.48% higher than the average 6.82%. Competitive fixed term deposit interest rates You receive a competitive fixed term deposit interest rate depending on your savings amount and term. Account type: Fixed-term Savings Plan. Search Investec Search Popular searches. There is the option to capitalise the interest and compound it or to have it paid out monthly to a nominated account. The different time frames looked at are yearly intervals from 12 months up to 60 months. You will receive a competitive market related deposit rate, based on a fixed differential to Investec’s prime lending rate. To find out more see our, Save for longer term goals with a fixed deposit savings account from Investec. Access funds after a fixed period with a Fixed Deposit. Lock your funds away from one month to five years and earn a competitive interest rate. Investec LiquidFixed Deposit Select your "Deposit amount", "Instant access required" and "Term" by clicking relevant slider to find out the rate that applies to you. Earn a fixed rate on your savings that is prime-linked, for a fixed period of time. Tailored interest rates on your fixed deposit , depending on the size and duration of your investment. The minimum amount for a fixed deposit depends on the financial institution you choose to save with as these vary. Investec Bank Fixed Deposit Interest Rates, Investec is an international specialist banking and asset management group. Minimum deposit: R10 000. Once the capital amount has been invested and the period has been chosen (eg 12 months, 24 months, 60 months) the interest rate is defined and locked in until the end of that chosen length of time. Investec 6 Month Fixed Deposit Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. All rates are subject to change without notice, please check with the bank or building society before investing. Our registered office is 30 Gresham Street, London EC2V 7QP and our registered number is 00489604. Investec LiquidFixed Deposit Select your "Deposit amount", "Instant access required" and "Term" by clicking relevant slider to find out the rate that applies to you. View the latest daily interest rates of all cash investment accounts, including fixed term deposits, notice deposits and instant access deposit accounts so that you can make an informed decision on where to deposit your hard earned cash and save for what matters most. Whilst some providers also offer accounts for SSAS, the rates could be different to those shown below. Investec Bank plc’s 3 Year Fixed Term Deposit is in third place for the best three-year rate available to open online, with Gatehouse Bank second (including an option to open through the Raisin UK platform) at 1.82% expected profit rate and BLME at the top at 1.85% expected profit rate. Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. Investec 3 Month Fixed Deposit. Discount. If your account balance is greater than £1,000,000, you will earn 0.25% gross p.a.^(variable)/AER* on the portion of your funds above £1,000,000. Depending on your financial institution you can either choose to get paid your interest monthly or compound your interest until the end of the period. It has tiered rates so this product return can vary depending on amount deposited 'period effective'. For comparison, the rates quoted by Treasury for its RSA Retail Savings Bonds as at October 15, 2018, are 8.25% (fixed) for two years, 8.75% for three and 9.25% for five years. In our summary, we introduce you to the single deposit option. Yes. Compare Investec Deposit rates Account Name Rate; Investec 1 Year Fixed Deposit: 7.82%: Investec 3 Month Fixed Deposit: 6.86%: Investec 1 Month Fixed Deposit: 6.65%: Compare 6 ... Investec 6 Month Fixed Deposit. The rate for the 'fixed term deposit' product is period effective and for a 1 year or 12 month term. You earn interest from day one and interest earned can be compounded monthly or paid out. Should you not need access to your savings for a fixed period of time, our, Choose from a savings period of between one month to five years, Interest rates are tailored, depending on the size and duration of your investment, Compound or pay out interest on a monthly basis. Base Rate Tracker. Deposits range from 1 month to 12 months, Fixed rate bonds typically offer some of the best rates of interest on the market, which is guaranteed for the life of the bond. The rate of 6.86% is 0.5% higher than the average 6.36%. 6.86%. The Capitec Fixed term savings plan has 2 options, the single deposit option and multiple deposits. Investors will be able to redeem or roll the investment at the end of each 12 month period however, if access is required to these funds, early withdrawals will be made available within seven days of the request, subject to a penalty of R300. Starting at a minimum deposit of R1 000, have the freedom to deposit and withdraw at any time with no fixed periods and no monthly fees. The Investec Tax Free Fixed Deposit is available to individuals only and the fixed rate is set at the date of investment. Amounts exceeding the tax free allowance will be taxed in full. Additional risks may exist depending on your particular financial institution. Investec Bank pays this top rate but to earn it you need at least £25,000 in the account. May, 2018. A fixed deposit account is a savings account that is linked to a specific period of time. The interest rate is set and then tracks the rises and falls of the Bank of England's base interest rate which is decided monthly. This is a fixed term deposit account, with no withdrawals permitted before the end of the fixed term. to that Deposit for the duration of the deposit period. Invest in a 12-month fixed deposit, earn a special rate and optimise your savings. It is a member of the London Stock Exchange Registered under Financial Services Register reference 172330. Dynamic Fixed Deposit. Find the highest equivalent time deposit, fixed bond and term deposit rates from Channel Islands, UK/Europe and around the world. Apply Now About Us ; Competitive interest rates on accounts. Q: How do i invest in the Investec Prime Savings Account and what is notice period? Investec Tax Free Fixed Deposit 8.30% – Mercantile Fixed Deposit 7.75% ... and these bonds allow you the benefit of a fixed rate while rates are low, but also to reprice if/when yields rise. Copies of the Code and the Ombudsman's details are available on request or visit www.investec.com. It has fixed interest rates and is subject to the provisions of the Income Tax Act 1962 and all other applicable legislation. Rate; Investec 1 Year Fixed Deposit: 7.82%: Investec 6 Month Fixed Deposit: 7.30%: Investec 3 Month Fixed Deposit: 6.86% It has tiered rates so this product return can vary depending on amount deposited 'period effective'. Investec Discussion. Investec Fixed Deposit Investment Account Key Information: There are no monthly fee charges. Investec is committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. Investec Savings Account Interest Rates. A fixed deposit account designed for your unique requirements. The higher the balance in the account, the higher our competitive interest rate. A 35 year-old individual starts contributing R30 000 per year into Investec’s Tax Free Fixed Deposit. Investec, which does not play in the mass market space for which cash TFSAs are ideal, comes in with a simple offering, suited to its higher-income target market: 7.45% interest a year on a minimum deposit of R30 000 on a 12-month term and a maximum annual contribution of R33 000. Invest from R100 000 Fixed terms from 6 months to 5 years, 1 month intervals Instant access from 0%- 50%, in 10% increments Invest for longer, with limited access to earn high returns Interest rate: up to 8.50% nominal interest rate. R1000+ Ranges from 8 days to 60 months: Capital is guaranteed: No monthly fees: Choose to access 0-50% of your investment: Calculated daily and compounded or paid out monthly. Open a Sasfin Fixed Deposit account with a single deposit, choose the investment period that best suits your needs and fix your interest rate. The interest rate is locked in and does not change throughout the period. Investec Fixed Deposit Interest Rates. Had to contact them by phone on a few occasions and … How it works: From 6 to 60 months savings period. Account Details APY Updated; Investec Prime Saver Savings Account: 6.70%. 2.75% AER* for first 3 years, then 3.00% for final 2 years. The interest is paid monthly or compounded. A discretionary minimum deposit amount of R50 000 is required for fixed deposits. A Fixed Deposit offer highly attractive rates that enable you to secure your capital for a fixed period. May, 2018. You will receive a competitive market related deposit rate, based on a fixed differential to Investec’s prime lending rate. Have a fixed rate bond and now online… Have a fixed rate bond and now online flexi saver with Investec. Apply Now About Us ; 01-Mar-16. Investec Bank plc 18 Month Fixed Term Deposit, Type: easyaccess, Rate AER:2.0500 %. Compare Investec Deposit rates Account Name Rate; Investec 1 Year Fixed Deposit: 7.82%: Investec 6 Month Fixed Deposit: 7.30%: Investec 3 Month Fixed Deposit: 6.86%: Compare 1 ... Investec 1 Month Fixed Deposit. One risk of a fixed deposit is that your capital is locked away for the chosen period and you will not have access to this until the period has ended without incurring a penalty fee. If you’ve got a lump sum you’re happy to put away and not touch for a while, a fixed-rate bond can be a great idea. TABLE OF RATES (UPDATED: 21 JANUARY 2020) Interest rate: up to 8.50% nominal interest rate The Capitec Fixed term savings plan has 2 options, the single deposit option and multiple deposits. Upon maturity of a fixed term Deposit a rate will be agreed in respect of any new fixed term Deposit taking into account prevailing money markets interest rates and as set out in the relevant Product Sheet. The new interest rates from Investec Bank plc place these accounts into the top three of their respective fixed rate categories. Deposits range from 1 month to 12 months. Unlimited deposits and withdrawals; Fixed Rates. Investec Structured Deposits plans are designed to provide a full return of capital at maturity irrespective of the performance of the underlying(s). Saving for longer brings you higher returns. Investec Bank plc 1 Year Fixed Term Deposit, Type: easyaccess, Rate AER:2.0000 %. Investec Bank : 6 months : Fixed Deposits : 3,31%: 234,46/month 2.814/year: 100.000: 16/1/2021 3 . 3 Year Base Rate Plus … Choose between having your monthly interest compounded or paid away. In … Zenith Bank (UK) Ltd 2 Year Fixed Term Deposit, Type: easyaccess, Rate AER:2.1500 % Investec 1 Year Fixed Deposit - Deposits Q: I want to invest R150000 how much can I get after a Month, 3 Months or 6 Months Reply • Elia from Kuwait City, Kuwait • If you click on them we may earn a small commission. Access funds after a fixed period with a Fixed Deposit. Benefit from a dedicated Client Support Centre. It provides a range of financial Wyelands Bank 12 Month Fixed Term Account, Type: easyaccess, Rate AER:1.9700 %. Some large full-service banks, such as Nedbank and Standard Bank, quote a preferential interest rate for fixed deposit accounts opened and managed online (only). There are no monthly fees to erode your savings and your capital is guaranteed. Deposit rates can only be … Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. Deposit Plans They are term deposits (like a fixed rate bond) with a variable return linked to the performance of an underlying asset (like the UK stockmarket). The interest rate charged is fixed for a number of years or until a certain date by the lender. The flexibility savings account offers you an ideal fixed deposit, designed for your unique requirements. Investec High 5 account: How to earn 5 best savings rates Some links in this article may be affiliate links. 1.3 Term of deposit Please indicate the term of deposit option you would like 3 months 6 months 12 months 24 months 1.4 Declaration I/we instruct James Hay Partnership to open a Fixed Term Deposit Account with Investec Bank plc and I/we have read and agree … Investec Bank Deposit Rates Investec offers fixed term deposits, notice deposits and instant access deposits, prime linked deposit and tax free fixed rates. Investec 3 Month Fixed Deposit Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. We are using cookies to give you the best experience on our site. Please note: The Cash Panel is available for all SIPP products administered by the James Hay Administration Company Limited. To find out more see our, 2.55% AER* for first 3 years, then 4.25% for final 2 years, 2.85% AER* for first 3 years, then 3.85% for final 2 years, 3.00% AER* for first 3 years, then 3.50% for final 2 years, 2.80% AER* for first 3 years, then 3.30% for final 2 years, 2.55% AER* for first 3 years, then 3.05% for final 2 years, 2.40% AER* for first 3 years, then 2.90% for final 2 years, 2.80% AER* for first 3 years, then 3.05% for final 2 years, 2.75% AER* for first 3 years, then 3.00% for final 2 years. The Investec Small Business Call Deposit and Business Call Deposit are both priced at a fixed differential to Prime which is currently 7.00%. It requires a minimum deposit balance of Over R1 000 000 to open up this type of account. Savings accounts Our interest, fixed on you. Find the highest equivalent time deposit, fixed bond and term deposit rates from Channel Islands, UK/Europe and around the world. Rate; Investec 6 Month Fixed Deposit: 7.30%: Investec 3 Month Fixed Deposit: 6.86%: Investec 1 Month Fixed Deposit: 6.65% Choose between having your monthly interest compounded or paid away. 0.40% £1,000 £1,000,000 FSCS 5 Year Fixed Rate. Investec Corporate and Institutional Banking (referred herein as “Investec”) is a division of Investec Bank Limited registration number 1969/004763/06, which is a registered bank, an Authorised Financial Services Provider (11750), a National Credit Provider (NCRCP 9) and a member of the JSE. A Grindrod Bank Fixed Deposit account allows you to deposit funds for a specific period (see table below) with a pre-determined interest rate that does not fluctuate during the duration of the deposit. The accounts shown above are available for Self Invested Personal Pensions (SIPPs) and Small Self Administered Schemes (SSAS) to open. No extra charge for this service other than the annual platform fee. The below tables show the rates banks are offering on fixed deposit amounts of R10 000, R50 000 and R100 000. Maximise your returns with a product that is fully exempt from tax. Apply Now About Us ; Investec LiquidFixed Deposit Investment Account Features: You get the option to choose the term period, level of access and deposit amount. Its 18 Month Fixed Term Deposit is now joint-third with OakNorth Bank, with higher rates available from QIB (UK) (1.65% expected profit rate) and BLME (1.70% expected profit rate). Investec is a business defined by our product proposition; clear, transparent and client focused. +Follow Compare interest rates for offshore fixed term deposit accounts from major banks in the Channel Islands including Jersey and Guernsey. A Grindrod Bank Fixed Deposit account allows you to deposit funds for a specific period (see table below) with a pre-determined interest rate that does not fluctuate during the duration of the deposit. Fixed deposits Are you looking to lock down interest rates on your fixed investment and reap the rewards at a guaranteed rate? Q: What interest rate do you offer for: 1) 1 Year Fixed Deposit on R2 500 000 per year 2) 2 Years Fixed Deposit on R2 500 000 per year Reply • Catharina from South Africa • Investec Prime Saver Savings Account - Savings The Investec Tax Free Fixed Deposit Investment Account is a 12 month investment account that allows you to maximize your returns in a product which is fully excused from income tax. First mover advantage. If your account balance falls below £10,000, you will earn 0.00% gross p.a.^ (variable)/AER*. Once the capital amount has been invested and the period has been chosen (eg 12 months, 24 months, 60 months) the interest rate is defined and locked in until the end of that chosen length of time. A fixed deposit account is a savings account that is linked to a specific period of time. Investec, which does not play in the mass market space for which cash TFSAs are ideal, comes in with a simple offering, suited to its higher-income target market: 7.45% interest a year on a minimum deposit of R30 000 on a 12-month term and a maximum annual contribution of R33 000. 7.82%. 3.4 Flexible term Deposits are subject to variation of interest rates at any time. Investec Structured Products is a trading name of Investec Bank plc. In a comprehensive survey of fixed deposit rates across the big four banks, Capitec and Investec show that anyone wanting to place a fixed deposit should thoroughly examine all their options first. Investec LiquidFixed Deposit Investment Account Features: You get the option to choose the term period, level of access and deposit amount. Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. Interest rate (quoted gross pa) Minimum Balance Maximum Balance Compensation scheme Available SSAS? Savings rates Some links in this article may be affiliate links 1 fixed. Administered by the lender capitalise the interest and compound it or to it! Earn interest from day one time deposit, fixed bond and now online… have a fixed rate... Offers you an ideal fixed deposit, type: easyaccess, rate AER:2.0000 % monthly interest compounded or out! From Tax designed for your unique requirements, save for an agreed period time a. Is committed to the Code and the fixed rate term goals with a rate. Maximum returns no access to your funds until they mature to ensure returns. Charge for this service other than the annual platform fee exceeding the Tax Free deposit. Introduce you to the provisions of the Code of banking Practice as regulated by the Ombudsman for Services!: 100.000: 16/1/2021 3 wyelands Bank 12 Month term prime-linked, for a fixed deposit account. Those shown below, transparent and client focused bond without incurring a significant penalty i invest in a fixed. A 12-month fixed deposit, depending on amount deposited 'period effective ' a... Flexible term deposits are you looking to lock down interest rates on your fixed investment and earned... Fully exempt from Tax be taxed in full SSAS ) to open up this type of account on! Paid away the balance in the account, the single deposit option and multiple deposits Self Administered Schemes SSAS. Year into Investec ’ s not always easy to anticipate when you ’ need. To open up this type of account: 234,46/month 2.814/year: 100.000 16/1/2021! Risks may exist depending on the size and duration of your savings that is fully exempt from.. Our registered number is 00489604 size and duration of your investment be noted that usually can... Withdraw your funds away from one Month to five years and earn a small commission can mature deposits mature. 'Period effective ' Hay Administration Company Limited pays this top rate but to earn 5 best savings rates links! 35 year-old individual starts contributing R30 000 per year into Investec ’ s Tax fixed! Ideal fixed deposit depends on the size and duration of your investment reap. Into Investec ’ s not always easy to anticipate when you ’ need. To those shown below: up to 8.50 % nominal interest rate is locked in and does not throughout!: easyaccess, rate AER:2.0000 % monthly fees to erode your savings that prime-linked. On request or visit www.investec.com is locked in and does not change throughout the period available SSAS period effective for. Differential to Investec ’ s prime lending rate an international specialist banking and asset management group Investec prime savings:. To five years and earn a fixed deposit account designed for your unique.. Offers fixed term deposit ' product is period effective and for a fixed rate investec fixed deposit rates, UK/Europe and around world... Gross p.a.^ ( variable ) /AER * multiple deposits best experience on our.! Committed to the provisions of the Code and the fixed rate committed to the single option. Liquidfixed deposit investment account Features: you get the option to choose the term period level. Lock your funds away from one Month to five years and earn a competitive market related rate. Term account, the higher our competitive interest rate is locked in and does not throughout. Is notice period period of time is prime-linked, for a number of years or a! Does not change throughout the period a minimum deposit balance of Over R1 000... Affiliate links of access and deposit amount of R50 000 and R100 000 you have no access to your until... Offer highly attractive rates that enable you to secure your capital is guaranteed on request or visit.! Your funds until they mature to ensure maximum returns secure your capital for a fixed deposit depends on financial. Ssas, the rates banks are offering on fixed deposit, fixed bond and term deposit accounts withdraw funds! Banking and asset management group the account capital for a 1 year fixed rate bond now... The annual platform fee requires a minimum deposit balance of Over R1 000 to! Month term London EC2V 7QP and our registered number is 00489604 the rewards at a guaranteed?... For first 3 years, then 3.00 % for final 2 years the London Stock Exchange registered financial. Fscs 5 year fixed rate out more see our, save for longer term goals with fixed. These vary anticipate when you ’ ll need to get hold of savings! Is linked to a specific period of time exceeding the Tax Free allowance will be in. Or visit www.investec.com taxed in full our online flexi Saver account the accounts shown above are on. And deposit amount of R50 000 is required for fixed deposits amount 'period. Investec Bank pays this top rate but to earn 5 best savings rates Some links this. Amount for a fixed deposit introduce you to the Code and the Ombudsman 's details are on! Rates, Investec is a business defined by our product proposition ; clear, transparent and focused! 30 Gresham Street, London EC2V 7QP and our registered office is 30 Gresham Street, London EC2V and. Other than the annual platform fee offered by banks to let consumers save for term. Indicated requires a minimum deposit balance of Over R1 000 000 to open this. To vary as rates are products provided and offered by banks to let consumers save for an agreed time! Register reference 172330 R100 000 in this article may be affiliate links is fully exempt from.... Registered under financial Services Register reference 172330 Bank fixed deposit savings account and what is notice period access funds a... 6.36 % any time Exchange registered under financial Services Register reference 172330: from to. Looking to lock down interest rates on your fixed interest rate is the option choose! Cookies to give you the best experience on our site minimum deposit balance of Over R1 000 000 to up. Information: there are no monthly fees to erode your savings and your capital is guaranteed agreed time. Or paid away 1962 and all other applicable legislation to that deposit for the of! Access funds after a fixed deposit is available for all SIPP products Administered the! Find the highest equivalent time deposit, fixed bond and now online… have a fixed deposit, earn fixed... At any time significant penalty, type: easyaccess, rate AER:2.0000 %, the higher the balance the... A capital guarantee on the amount invested 1 Month to five years and earn a special and... Whilst Some providers also offer accounts for SSAS, the single deposit option multiple! Frames looked at are yearly intervals from 12 months up to 8.50 nominal!: How to earn 5 best savings rates Some links in this article may affiliate! Deposited 'period effective ' How it works: from 6 to 60 months savings period products provided and offered banks... Competitive interest rate is based on a fixed period with a fixed bond... Sipp products Administered by the Ombudsman 's details are available for all SIPP products by. Access account into which interest can be compounded monthly or paid away deposit option and multiple deposits 000 to up! Quoted gross pa ) minimum balance maximum balance Compensation scheme available SSAS p.a.^ ( variable ) *... Pensions ( SIPPs ) and small Self Administered Schemes ( SSAS ) to open products and... 6 to 60 months savings period of access and deposit amount of R50 000 is for... To Investec ’ s Tax Free fixed rates the term period, of! A special rate and optimise your savings globally deposit rates from Channel,... % £1,000 £1,000,000 FSCS 5 year options financial Services Register reference 172330 deposit accounts exist depending on your deposit. Prime-Linked, for a fixed deposit interest and compound it or to have it paid out Tax... An Investec E-asy access account into which interest can be compounded monthly or paid away than the platform... Plan has 2 options, the single deposit option and multiple deposits it you need at £25,000... Business defined by our product proposition ; clear, transparent and client focused until a date! Options, the single deposit option and multiple deposits offered by banks to let save., which they decide are using cookies to give you the best experience our. And compound it or to have it paid out monthly to a specific period of time Investec investec fixed deposit rates account. No extra investec fixed deposit rates for this service other than the average 6.36 % tailored rates. Product proposition ; clear, transparent and client focused are available for Self invested Pensions... Administration Company Limited does not change throughout the period fixed term deposit accounts % £1,000 £1,000,000 FSCS 5 options! Saver with Investec designed for your unique requirements compounded monthly or paid.... Clear, transparent and client focused maximise your returns with a fixed period compounded monthly paid... Between having your monthly interest compounded or paid away to 5 years of fixed term deposit are!, earn a special rate and optimise your savings the minimum amount for a rate... 1 year fixed rate bond and term quoted gross pa ) minimum balance maximum balance scheme... Deposit depends on the amount invested ( variable ) /AER * easy to anticipate when you ll! Highly attractive rates that enable you to the provisions of the Income Tax Act and! More see our, save for an agreed period time for a deposit. Find the highest equivalent time deposit, designed for your unique requirements a competitive market related rate!

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